![]() It is your responsibility to provide us with true, accurate and complete email address, contact and other information related to this Disclosure and your Accounts and to maintain and update promptly any changes in this information. ![]() Any withdrawal of your consent to receive electronic Communications will be effective only after we have a reasonable period of time to process your withdrawal. We will not impose any fee to process the withdrawal of your consent to receive electronic Communications however, your access and use of our website and Account may be terminated. At our option, we may treat your provision of an invalid email address, or the subsequent malfunction of a previously valid email address, as a withdrawal of your consent to receive electronic Communications. You may withdraw your consent to receive Communications in electronic form by contacting us at 1-87. Method of Providing Communications to You in Electronic Form:Īll Communications that we provide to you in electronic form will be provided either (1) via email, (2) by access to a website that we will designate in an email notice we send to you at the time the information is available, or (3) to the extent permissible by law, by access to a website that we will generally designate in advance for such purpose. Notices or disclosures about a change in the terms of your Account or associated payment feature and responses to claims.All legal and regulatory disclosures and communications associated with the product or service available through our website for your Account.Your consent to receive electronic communications and transactions includes, but is not limited to: When you use a product or service to which this Disclosure applies, you agree that we may provide you with any Communications in electronic format and that we may discontinue sending paper Communications to you, unless and until you withdraw your consent as described below. Scope of Communications to Be Provided in Electronic Form: " Communications" means any customer agreements or amendments thereto, disclosures, notices, responses to claims, transaction history, privacy policies and all other information related to the product or service, including but not limited to information that we are required by law to provide to you in writing. As used in this Disclosure, " Account" means the account or profile you have with us. The words " we", " us", and " our" refer to First Carolina Bank, member FDIC ("The Bank") with whom you may have an Account and its service providers including, BMTX, Inc., a wholly owned subsidiary of BM Technologies, Inc. website that are not otherwise governed by the terms and conditions of an electronic disclosure and consent. This E-Sign Disclosure and Consent ("Disclosure"), applies to all Communications for those products and services offered through the BM Technologies, Inc. Review this information carefully and print and retain a copy of these terms and conditions for your future reference.Ĭlick on the link below to access important documents. This information will also explain the products and services that you have requested and the rules that will apply to your use of these products and services. The terms and conditions set forth below contain important information regarding your BankMobile deposit account which is provided by First Carolina Bank, member FDIC and its service partners, including BMTX, Inc., a wholly owned subsidiary of BM Technologies, Inc. If and when the limits are reinstated, customers will be notified in accordance with regulatory requirements. The Federal Reserve Board has amended Regulation D (Reserve Requirements of Depository Institutions) as a result of the COVID-19 pandemic, allowing depository institutions to ease access to savings funds for those in need. Savings Account Transfer Limit Suspended:Įffective Apand until further notice, the savings account transfer limit of six (6) occurrences per statement cycle as outlined in your Account Terms and Conditions and Related Disclosures will not be applicable.
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